Terms and Conditions

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Moniqo's Terms and Conditions

Moniqo.com is not a lender and does not deal in any aspect of loan. Moniqo only assist you by matching your loan application with the loan from the lenders and forward to them. The details you provide to Moniqo will not be treated as an application for credit or a mortgage loan. The information will not be used to pre-qualify you with any lender. Moniqo never checks your credit history without your consent. If a lender contacts you, it is up to the lender to offer you rate quotes or not. Moniqo does not give any guarantee that you will get low rates of interest and best terms as we do not have contacts with all the lenders.

Section 1. - Collected Information

We automatically collect and/or track the following:

(1) Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser).

(2) Information knowingly provided by you through on-line forms, registration forms, surveys, and or other entries, such as email addresses, personal, financial or demographic information.

(3) Information, user specific or aggregate, on what pages our visitors access.

(4) The e-mail addresses of visitors that communicate with Moniqo via e-mail.

Section 2. - Use of Data Collected

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

Section 3. - Disclosure of Data to Third Parties

If you choose to provide personal information, it will be used for the following purposes:

(1) Considering you for an Moniqo.com account.

(2) Sharing of your information with trusted third parties such as credit bureaus and or other financial service providers as required by law.

(3) For marketing products and services which we determine, in our sole judgment, that you might find of interest. We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Section 4. - Your Opt-Out Rights

You may opt-out of receiving communications from us and or our partners by not submitting your information. We also allow you to remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondences to you. You can remove your information by sending your request in writing via email to Moniqo. Contact us here.

Section 5. - Your Rights To Your Personal Data

Upon request via postal mail or e-mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your e-mail address or postal address we have on file for you. You may modify, correct, change, or update your personal record or remove your personal record from our database by sending your request in writing via email to us at our contact us area here.

Section 6. - We Do Not Intend To Collect Data From Children

The information and services provided us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside Moniqo.com .

Section 7. - Our Right To Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Section 8. - Our Right To Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Section 9. - Our Contact Information

If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can contact us via email sent to us at our contact us area here.